Upshur Unlimited LLC

Home / Free Books

Free Books & Resources

Complete books by Kimani Upshur, M.Ed. — free to download, no email required.

These are not samples, excerpts, or trials. Each book below is the complete book, published by Upshur Unlimited LLC and given away to introduce new readers to the catalog. Download the format you like — EPUB, PDF, or DOCX — keep it, and share the complete, unaltered file with anyone it would help.

Price: Free · No email required — that term stands on every free book, everywhere on this site.

Current Free Book

Cover of How to Make a Budget When You Don't Have Enough Money by Kimani Upshur, M.Ed.

How to Make a Budget When You Don’t Have Enough Money

A Practical Guide to Taking Control of Your Finances, One Dollar at a Time

A Real Budget for a Paycheck That Doesn’t Stretch — Free

For adults whose income barely covers — or doesn’t cover — their bills: paycheck-to-paycheck households, gig and tip workers, single parents, and anyone tired of money advice written for people with money to spare.

  • See your whole money picture on one page — income, bills, due dates, and the leaks costing you money for nothing
  • The priority ladder: exactly who to pay and who to call first when you can’t pay everything, with a word-for-word call script
  • A survival budget built on the Four Walls, plus a version for irregular and gig income
  • Honest debt guidance and five printable worksheets, with a 30-day action plan

Formats: EPUB · PDF · DOCX  ·  FREE — $0.00

Read more & download

Why are these books free?

Because we would rather earn a reader than rent one. These books are complete, professionally published books — the same author, the same publisher, the same care as everything else in the bookstore — given away so new readers can meet the work without risk.

The rest of the bookstore is paid, and those books go deeper: fuller systems, longer treatment, whole libraries on a single subject. Each free book’s page points to the paid titles that continue its subject, clearly labeled as paid bookstore books. Nothing here is a discount trick: a free book never shows a struck-through price, a fake “sale,” or a countdown. Free means free.

By Kimani Upshur, M.Ed. · Published by Upshur Unlimited LLC · © 2026. Share the complete, unaltered files freely for personal, non-commercial use.

Get a Free Daily Devotional

One short, Scripture-first devotional from Kimani Upshur, M.Ed. in your inbox every morning. Free forever — unsubscribe anytime.

Email Me the Devotional

Send one email and we will add you to the free daily list.

Get the Daily Devotional

A fresh Bible verse, reflection, and prayer in your inbox every morning.