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Health Insurance Made Simple

by Kimani Upshur, M.Ed.

Understand your plan before you need it. This plain-English guide decodes the five numbers that run your plan, networks, open enrollment choices, HSAs and FSAs, and the doctor-visit playbook — plus prescriptions without sticker shock, reading EOBs, appealing denials, and navigating life changes from marriage to Medicare. Health insurance feels impossible until someone explains it. This book explains it.